Luke Graham

305 Summit Creek Drive

Elizabethtown, KY
$ 464,000 Beds 5 Baths 3 Sq 1,698
Monthly Estimate* How much can I afford?

PRICED 30k+ UNDER MARKET VALUE. INSTANT EQUITY!!! Set within Summit Creek, one of Elizabethtown's newest and admired neighborhoods, this custom whitewashed four-sided brick residence offers a level of space, quality, and setting rarely available in today's market. Backing up to farmland and mature trees the property carries a sense of permanence and quiet prestige from the moment you arrive. Recent updates and improvements include 2 oversized water heaters, a newer roof, electric vehicle charging hookup, and a widened driveway that enhances the home's architectural presence. Designed across two finished levels, even the smallest details were intentionally considered.  The vaulted ceilings in the family room and eat in kitchen create a more relaxed and open atmosphere at the heart of the home. Large windows bring natural light into each space, highlighting the home's generous proportions and well considered layout. The finished lower level expands the home's versatility with finished living space, bathroom access, massive storage areas, and two additional rooms with egress windows suited for recreation, fitness, guest accommodations, or private office space. Extensive storage throughout the property sets this home apart, including oversized closets, multiple dedicated storage rooms, and a shelter space rarely found in homes today. The main level was designed for functionality with an oversized laundry room with sink and storage closet positioned off the mudroom.  The spacious and private primary suite offers a custom shower, two sinks and partitioned water closet with an additional vanity area. Every aspect of the property speaks to livability, functionality, and enduring value. Custom homes in Summit Creek continue to be one of Elizabethtown's most tightly held neighborhoods, known for its sidewalks, manageable  homesites, and limited turnover. Opportunities to own a property with this combination of updates, architectural presence, and interior flexibility remain exceptionally limited within the market.

Single Family

  • Price
  • $ 464,000
  • City
  • Elizabethtown
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • HARDIN
  • Half Bathrooms
  • 0
  • Area
  • NW Hardin
  • Lot Size
  • 0.21 Acres
  • Zip
  • 42701
  • Sqr Footage
  • 1,698
  • Year Built
  • 2024
  • Style
  • Raised Ranch
  • MLS#
  • 2603525
Listed By: SEMONIN REALTORS
Data Source: Heart of Kentucky MLS (HKMLS)

Features

General

Water County
Sewer Public
Heating Heat Pump
Other Rooms None
REO No
Subdivision Summit Creek
Water Heater Electric
County Hardin
Class Residential/Farm
Type Single Family
New Construction Y/N No
Associated Document Count 1
Status Active
Sale/Rent For Sale
Auction Y/N No
Docs on File Seller Disclosure
HOA Fee Includes Other-See Remarks
Directions Patriot Parkway to 1600 to left on Summit Creek Drive.
City Elizabethtown
Fees Other-See Remarks
Originating MLS HKAR
Year Built 2024

Interior Features

Kitchen Other-See Remarks
Basement Partial
Total Baths 3
Floors Other-See Remarks
Interior Features None
Walls Dry Wall
Utility Room Other-See Remarks
Full Baths 3
Basement Y/N Yes
Air Conditioning Central Air
SqFt Source PVA
Basement Fin SqFt 1500

Exterior Features

Garage Spaces 2
Foundation Poured Concrete
Lot Size Area 0.21
Price Per Acre 2209524
Exterior Features Trees
Roofing Shingles
Fence Other-See Remarks
Garage/Carport Garage Attached
Water Features None
Acreage Source PVA

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elizabethtown, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/20/2026 Listed $479,000
8/31/2026 2% - $474,000
9/22/2026 3% - $464,000

Property vs Zip Code Average in 42701

Price
AVG $420K
$460K
Year Built
AVG 1997
2024
Visits
AVG 17
14
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

305 Summit Creek Drive Elizabethtown, KY is a Single Family Home for sale at $464000 with 1698 sqft and a lot size of 0.21 Acres Acre(s). 305 Summit Creek Drive Elizabethtown has 5 bedrooms, 3 baths and was built in 2024. The property's zip code is 42701 which is in Elizabethtown, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Luke Graham

Luke Graham

Agent

270-765-9898

By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy